www.lichousinghlc.com
 
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House
Constructions
House
Extension
Purchase of
House
Purchase of
DTCP Plots
Plots Purchase
& Construction
Purchase of
Flats
House
Renovation
 
   
  Purchase of House and Flats
Loan to Property Cost
:
80 to 85% total Cost of the property including Stamp Duty and Registration Charges.
 
Loan Term
:
Maximum term - For Salaried - 30 years, for self employed 20 Years.  
Repayment Mode
:
Equated Monthly Installments (EMI)- Monthly Rest Basis.  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates.  
  Upfront Fees
:
As applicable from time to time.  
         
 
   
  Construction / Extension
Loan to Property Cost
:
80 to 85% of total Estimation.
 
Loan Term
:
Maximum term - For Salaried - 30 years, for self employed 20 Years.  
Repayment Mode
:
Equated Monthly Installments (EMI) - Monthly Rest Basis.  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates.  
  Upfront Fees
:
As applicable from time to time.  
         
 
       
  Plot Purchase & Construction    
Loan to Property Cost
:
80 to 85% of total Cost of the property including estimate for construction.
 
Loan Term
:
Maximum term - For Salaried - 30 years, for self employed 20 Years  
Repayment Mode
:
Equated Monthly Installments (EMI) - Monthly Rest Basis  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
         
 
       
  Repairs / Renovation    
Loan to Property Cost
:
80 to 85% of cost of the renovation estimate.
 
Loan Term
:
Maximum term - For Salaried - 30 years, for self employed - 20 Years  
Repayment Mode
:
Equated Monthly Installments (EMI)- Monthly Rest Basis  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
         
 
         
  Plot Purchase      
Purpose
:
Loan for purchase of DTCP / CMDA / BMDA approved plots.  
Loan to Property Cost
:
75% of the property value (Including stamp duty)
 
Loan Term
:
Maximum term - 10 Years  
Repayment Mode
:
Equated Monthly Installments (EMI)- Monthly Rest Basis  
  Rate of Interest
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
 
   
  Take over from other Institutions / Banks + Top up
Purpose
:
Takeover of existing loan from other Financial Institution/Banks with Topup loan  
Term
:
Maximum 30 Years for Salaried and Maximum 20 Years for Business
 
Loan Term
:
Contact nearest Office for details on the Prevailing Interest Rates  
  Upfront Fees
:
As applicable from time to time.  
     
 
 
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